Products and Services


News & Media
Universal reminds you to update your policy
Jaime Toro, Universal Group's chief operating officer, reminded the public how important it is to check that all insurance policies they have are active and up to date, so that if September brings an emergency they are not without protection.
See Interview
Download car license!
We include a link to DTOP where you can download your auto license.
Access here!
Time to review your insurance policy
If you review your property policy at least once a year and update it appropriately, the financial recovery after a hurricane will be effective, as your policy will be working to meet your needs.
Read more
Our Service Centers - Universal and Point Guard
Bayamón, PR - Universal / Point Guard
Río Hondo Plaza - Road 167
Comerío Avenue
Working days:  Monday to Friday
Office Hours: 7:30am –4:30pm
Telephone:  (787) 641-7171
Caguas, PR - Universal / Point Guard
Bo. Cañabón,  Road 156, Km 58.7
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Canóvanas, PR - Universal / Point Guard
Road 3 Km 16.8 / Marginal
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Guaynabo, PR (Main Office)
UNIVERSAL INSURANCE / UNIVERSAL LIFE INSURANCE
Metro Office Park
Street 1 Lot 10, Guaynabo PR
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Hatillo, PR - Universal / Point Guard
Bo. Carrizales / Marginal
Road 2 (PR 2), Km 85.3
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Mayagüez, PR - Universal / Point Guard
Bo. Sábalos / Marginal
Road 2 (PR 2),  Santa Lucía St.
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Ponce, PR - Universal / Point Guard
Road 2 (PR 2) - 2916 Ponce Bypass,
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Buchanan, Guaynabo PR
Buchanan Office Center
Suite 110 Road 165 #40
(In front of El Nuevo Día)
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1701
Aguada, PR
Road 417 Km 2.9
(Ramos Service Station)
Working days:  Monday to Friday
Office hours:  7:30am - 4:30pm
Telephone:  (787) 589-0277
Morovis, PR
Rolón Service Station
Road 155 Km 48.8
Bo. Buena Vista
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1798
Ponce, PR
Centro Caribe Building, 1st Floor - Suite 101B
2053 Ponce By Pass
(In front of Plaza Caribe Mall)
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1705
Quebradillas, PR
Road  2 (PR 2)  Km 97.3
Bo. Cocos
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1715
Yauco, PR
Yauco Gallery
Road 128 Km 2.2 Bo. Susua Baja
(Next to the Police Station)
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 992-0000
More Information
Authorized Body Shops
Get a quote
Auto
Dwelling/Hazard
UniPak
Flood
Liability
Don’t know yet, I would like to get some advice
Contact Center
Call to us
787.641.7171
How can we help you?
I want to send an E-mail